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In December Issue on-sale now through WHSmith stores nationwide:

Mortgages for the self-employed
When you are self-employed and have no proof of income, getting a
mortgage is tough. Accounts are prepared with the taxman in mind and
you are often treated with suspicion by lenders. However, you do have
options. We look at the best way of getting a home loan.

Cashback Mortgages
Most of us are looking for extra cash at this time of year so why not
look at mortgages that come with a cashback. If it's Christmas
presents or furniture you're after, it can come in handy. We look at
what's available to you and the benefits of taking out a cashback as a
percentage of the loan rather than a fixed amount.

Remortgaging
Are you paying over the odds for you mortgage? Do you have equity in
your property that you need to access? If so, you can change your
mortgage without moving. We look at how to go about remortgaging and
consider the deals currently available

Life insurance
There is various insurances you should consider when buying property,
of which life insurance is one. But why should you take it out - is it
really necessary? And what are the likely costs? We look at what
exactly it covers and give you an idea of the cost.

Preparing your home for winter
Whilst we wrap up warmly for Christmas and the cold months that
follow, your home also needs some attention. Boilers will be working
flat out and pipes need to be kept leak-free. So what lagging and
insulation should you be looking at? We let you know.

In every issue of Complete guide to Homebuying:

  • Full details on the mortgage products currently available on the market
  • A step-by-step guide to the buying process
  • Information on UK house prices


ADVICE TO READERS
While this website is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions.

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